A Chapter 7 and 13 Debt Relief Lawyer in North Carolina
Helping Clients throughout Eastern North Carolina Gain a Fresh Financial Start
The recent economic hardship has pushed many hardworking people into seemingly insurmountable debt. These debts can be caused by a divorce, medical expenses, a job loss or countless other causes. Filing for bankruptcy can allow people to gain the fresh financial start they desperately need.
At the law office of W. Lee Allen III, we assist individuals in Greenville and throughout Eastern North Carolina with filing bankruptcy. We have more than 15 years of experience obtaining lasting legal solutions for our clients and believe we can help you make it through this difficult time. Free initial consultations are available. Contact us online or call 252-848-4423 or 888-497-7438 to discuss with an attorney whether filing for bankruptcy is in your best interest.
Making Practical and Informed Financial Decisions
Our practice is dedicated to helping you make practical legal and financial decisions that lead to real results. After thoroughly reviewing your financial records and discussing your goals, we will determine whether you are eligible to file for either:
- Chapter 7 bankruptcy: Otherwise known as liquidation, Chapter 7 allows individuals with limited income to discharge their qualified debts and create a clean financial slate.
- Chapter 13 bankruptcy: You may be eligible for Chapter 13 if you are a consistent wage earner. With this option, the court will reorganize your debts into a payment plan that lasts between three and five years. After the allotted time, your remaining debt will be discharged. This can sometimes be a more viable option for avoiding foreclosure and saving your home.
Both forms of bankruptcy allow you to put a stop to creditor harassment and wage garnishments.
Creditor Representation
Our firm also provides legal representation for creditors who have had debtors file for bankruptcy. We can assist with preference actions and filing motions for relief from the automatic stay. We are familiar with these situations and understand how to take the precautions necessary to minimize your exposure.
BAPCPA disclosure: This is a federally designated debt relief agency. We help people file for bankruptcy under the Bankruptcy Code.
Free initial consultation are available for prospective bankruptcy clients. Contact us online to discuss your concerns.
